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Ames passes “No more payday loan shops” ordinance

A big kudos to Ames Iowa CCI people for taking a stand for the Iowa they would like to see!

Due to their difficult work – conference due to their town council users to create help for the ordinance to cease payday loan providers from expanding in Ames – Ames passed exactly what appears like the absolute most restrictive ordinance on payday loan providers to date.This sets a good precedent for any other Iowa communities trying to stop the wide range drain from payday loan providers.

Below is our pr release regarding the success:

Ames City Council passes many restrictive ordinance on payday loan providers to date

Iowa CCI people hail passage, aim to other metropolitan areas in lack of state legislation

Ames, IA – In a vote that is unanimous Tuesday night, the Ames City Council passed the most challenging, many restrictive ordinance on payday loan providers when you look at the state of Iowa, if you don’t the world.

The ordinance, which utilizes a variety of zoning overlays and separation distances, effortlessly bans any payday that is new from starting within Ames town restrictions.

“I’m extremely pleased about this passage,” said www.americashpaydayloans.com/payday-loans-la CCI user Susie Petra of Ames. “Currently there are not any lenders that are payday the Iowa State campus and there won’t be with this specific ordinance. With massive education loan financial obligation, the very last thing students required were payday lenders starting store nearby and driving them further into debt.”

Their state legislature, perhaps maybe not towns, gets the authority to modify rates of interest on payday advances, which currently average slightly below 400% APR. Despite strong grassroots support for rate of interest caps, the legislature has failed to bring a bill to your governor’s desk. This makes towns and cities to deal with the problem through zoning, with Iowa City next regarding the variety of towns poised to do this.

“We celebrate this victory today, but carry on pressing communities round the state to follow along with our lead,” added Jo Rod, another CCI member from Ames. “We are sick and tired of corporate supported payday loan providers placing profits and greed in front of people and need.”

Iowa CCI users continues to push for rate of interest caps during the state degree in next year’s session that is legislative. Until then, Iowa CCI vows to pursue all tools, including zoning ordinances, to control the abusive methods of payday loan providers.

Resulting headlines:

  • Diverses Moines enter: New zoning squelches payday lenders in Ames
  • We also heard from a few users which they heard the whole tale on Iowa Public Radio!

Get in on the battle

thinking about replicating this in your community? Call us today.

Read more about our work to control payday financing in Iowa right right here.

Chip in ten dollars or even more to helps us continue steadily to push for the economy that works well for all.

perhaps maybe Not yet an associate? Join Iowa CCI and help create the Iowa you want to see today.

Think more cities should always be like Ames? Click LIKE or TWEET below to generally share the news that is good!

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